SELAT PANJANG,PERKARANEWS – Usaha toko sembako Jumirah semakin berkembang setelah menjadi mitra binaan PT Timah Tbk melalui Program Pendanaan Usaha Mikro Kecil (PUMK).
Warga Jalan Kencana Selat Panjang Kabupaten Kepulauan Meranti ini menceritakan, semula dirinya hanya membuka usaha kecil-kecilan di rumah yang menjual kebutuhan pokok untuk memudahkan warga sekitar agar bisa belanja lebih dekat.
“Awalnya saya buka kedai sembako ini karena mau membantu ekonomi keluarga, suami saya pekerja harian lepas yang penghasilannya tidak menentu, sedangkan kebutuhan keluarga sehari-hari makin banyak,” katanya.
Ia besyukur, kala itu meski usaha sembakonya masih kecil cukup membantu mereka untuk memenuhi kebuthan sehari-hari. Sehingga ia berpikir untuk mengembangkan usahanya ini.
Setelah hampir 20 tahun dirinya berjualan sembako, usahanya tak berkembang signifikan karena keterbatasan modal. Karena penghasilan dari toko digunakan untuk memenuhi kebutuhan sehari-hari.
“Pembeli yang belanja di tempat saya sudah cukup banyak dan saya sering keteteran dalam memenuhi permintaan dan juga kebutuhan mereka karena kurangnya modal usaha,” terang Jumirah.
Setelah mengikuti sosialisasi program PUMK PT Timah Tbk dirinya berniat untuk kembali mengembangkan usahanya melalui pinjaman modal.
“Setelah dapat informasi itu saya merasa tertari dengan program PUMK PT Timah Tbk, karena banyak kemudahan. Akhirnyasaya putuskan untuk memanfaatkan program ini dan syukur Alhamdulillah benar-benar membantu usaha saya,” sebutnya.
Setelah menerima pinjaman modal, usahanya mengalami pengajuan signifikan jumlah barang yang dijual semakin banyak, sehingga dirinya bisa melayani lebih banyak konsumen.
“Alhamdulillah usaha saya makin berkembang karena mampu menyediakan kebutuhan yang diinginkan oleh konsumen saya. Dengan modal dari PT Timah saya stok barang dagangan sehingga kedai ini ramai pembeli. Karena barang yang mereka butuhkan itu ada,” ceritanya.
Ia berharap, kedepannya program PUMK PT Timah Tbk dapat terus berlanjut karena dirinya telah merasakan langsung manfaat dari program ini untuk mengembangkan usahanya.
“Kami pelaku usaha kecil merasa terbantu dengan adanya program PUMK dari PT Timah Tbk. Semoga program ini dapat terus berlanjut untuk membantu masyarakat pelaku usaha kecil agar bisa terus mengembangkan usaha dan juga dapat memiliki daya saing,” sebutnya. (Yuko)
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Тематика споров по лизингу остается значимой, особенно в контексте актуального
законодательства Российской Федерации.
Проблемы, возникающие между лизингодателями
и лизингополучателями, могут касаться
различных аспектов выполнения договора
Следует учитывать, что каждый случай уникален и
нуждается в тщательном разборе
Причины споров по лизингу
Часто споры по лизингу возникают
из-за:
Нарушения условий договора;
Задержки в взыскании финансовых обязательств;
Неисполнения обязательств лизингополучателя;
Незаконного расторжения договора;
Споров по вопросам, касающимся
предмета лизинга.
Последствия нарушения условий договора
В случае нарушения условий договора, лизингодатель имеет
право на взыскание убытков Это может включать:
Неудачной обработкой платежей;
Отсутствием возможности получить имущество;
Продажей предмета лизинга на аукционе;
Необходимо понимать, что даже
небольшие нарушения могут повлечь за собой тяжелые
последствия. Согласно законодательству,
лизингодатели вправе подавать иски против лизингополучателей для взыскания убытков
Ответственности сторон договора
Каждая сторона договора имеет свои обязанности Лизингодатель должен гарантировать исправность передаваемого имущества, а лизингополучатель — производить платежи в установленный
срок. При расторжении договора важно помнить о следующих
аспектах:
Физическое состояние предмета лизинга;
Сроки возврата имущества;
Размер задолженности по платежам;
Судебная практика
Судебная практика показывает, что
многие споры по лизингу решаются в пользу лизингодателей,
особенно если имеются явные доказательства нарушения условий договора Истцы способны применять различные доводы для защиты своих интересов, и успешное разрешение спора во многом зависит от качества собранных доказательств
Обычно споры в сфере лизинга могут быть продолжительными, что вызывает дополнительные издержки
для обеих сторон. Таким образом, настоятельно рекомендуется консультироваться с квалифицированными юристами, которые смогут помочь в эффективном решении возникшей проблемы https://dstock.yogizogi.kr/bbs/board.php?bo_table=free&wr_id=44824
Вывод
Споры по лизингу представляют
собой важный аспект деловых
отношений в современном экономическом пространстве.
Осознание тонкостей и специфики этой темы помогает сторонам избежать
негативных последствий от невыполнения обязательств и
успешно отстоять свои интересы.
В случае возникновения споров между лизингодателем и лизингополучателем, ключевым моментом
остается правильная обработка всех
документов и условий договора.
Следует помнить, что:
Каждый случай уникален и требует индивидуального подхода
Следование законам Российской Федерации крайне важно
Иск о взыскании средств по договору может быть
подан только на законных основаниях;
Доказательства несоблюдения условий договора являются крайне важными в процессе судебного разбирательства.
Следует подчеркнуть, что лизингополучатель обязан тщательно
следить за сроками платежей и выполнением условий контракта
Игнорирование этих требований может закончиться расторжением договора и возникновением споров.
Лизингодатель, в свою очередь,
должен обеспечить наличие всех требуемых документов,
подтверждающих его права на имущество
В конечном итоге, для успешного разрешения
споров по лизингу необходимо
Проводить анализ всех обстоятельств дела
Обращаться за консультациями к
юристам, обладающим опытом в этой сфере
Подготовить все нужные доказательства и материалы;
Следовать процессуальным правилам при подаче
иска в суд
В нынешней ситуации, когда количество сделок по лизингу увеличивается,
важно не только знать свои права, но и успешно
их отстаивать Представляя споры по
лизингу как элемент бизнес-процесса, можно снизить риски и достичь успеха.
Несвоевременные меры по защите своих
интересов способны привести
к потерям как денежных, так и ухудшению
взаимосвязей в бизнесе.
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